COMMERCIAL VSC COVERAGE
Commercial Vehicle Protection That Works as Hard as Your Customers
Flexible Service Contract Coverage for Fleet, Medium-Duty, and Heavy-Duty Commercial Vehicles
Dealerships serving commercial clients need more than just standard protection plans—they need options built to withstand demanding workloads, extended usage, and evolving vehicle platforms. That’s why Dealer Dynamics offers three powerful programs designed specifically for light-duty fleets, medium-duty work trucks, and heavy-duty rigs. Each program offers customizable terms, advanced coverage levels, and features typically reserved for retail customers—such as unlimited mileage, exclusionary protection, and no aggregate caps.
Whether you’re working with a landscaping crew’s pickup fleet, a construction company’s medium-duty trucks, or independent owner-operators driving long-haul Class 8 trucks, our commercial coverage solutions help you sell more vehicles, generate more back-end profit, and retain commercial clients long after the sale.
DEALERSHIP BENEFITS
Unlock New Profit Channels with Commercial Coverage
Service Contracts Built to Increase Retention, Revenue, and Client Confidence
Offering robust service contract coverage to commercial buyers isn’t just about protection—it’s about positioning your dealership as a long-term partner. These purpose-built programs meet the unique demands of commercial vehicles and elevate your sales conversations with real value. Whether your customer operates a single vehicle or a nationwide fleet, our solutions ensure you’re equipped to say “yes” more often, while boosting service drive traffic and F&I profitability.
Each program gives you a competitive edge in a commercial space where protection is often hard to come by. With flexible terms, coverage options for advanced technologies, and industry-leading support, your dealership can serve commercial clients with the same confidence you bring to every retail transaction.
Program Advantages That Drive Dealership Results
From easier closes to stronger profits, these commercial service contracts are built with your dealership in mind. Explore the key ways they help you sell more, earn more, and keep customers coming back.
Retail-Like Presentation
Coverage options are structured just like your consumer plans, making them simple for your team to understand and present. This familiarity shortens training time and increases confidence during the F&I process.
Flexible Terms for Any Budget
Plans include a variety of protection levels and term lengths, including unlimited mileage options. This allows you to tailor offerings to suit small contractors, fleet managers, or long-haul drivers—all from the same dealership platform.
No Complex Underwriting Hurdles
Unlike traditional commercial coverage, these programs are designed for immediate quoting and e-contracting. You can provide fast, accurate pricing without waiting on approvals or worrying about usage-type rejections.
Higher Attach Rates with Built-In Value
Features like roadside assistance, rental reimbursement, and seals & gaskets protection are standard in most plans. These built-in benefits make the coverage feel more complete to the customer, increasing perceived value and closing rates.
Boost F&I Profitability
Commercial buyers typically plan on high vehicle usage, making extended coverage easier to justify. That expectation translates into better product penetration and stronger profit per vehicle sold.
Stronger Service Department Loyalty
Plans drive post-sale visits by covering parts and failures your shop is ready to repair. Every visit keeps your dealership top-of-mind and creates upsell opportunities in fixed ops.
Fully Insured, Nationwide Support
Backed by established administrators and accepted at repair facilities across the U.S. and Canada, these plans give your customers confidence. That peace of mind makes it easier to close deals and builds trust in your dealership’s reputation.
Fleet Vehicles
High-Value Coverage for Business-Use Sedans, Pickups, and Vans
Our standard fleet program transforms the way dealerships protect business-use vehicles. Built for light-duty platforms including sedans, vans, and half-ton pickups, this plan delivers flexible coverage tiers ranging from essential powertrain to full exclusionary—with all the benefits retail customers expect.
Best of all, commercial use is included with no surcharge, and benefits like 24/7 roadside assistance, seals & gaskets, wear-and-tear coverage, and even maintenance-related parts are part of the package. Help your dealership stand out while increasing revenue and customer loyalty from small business clients and delivery services.
Medium-Duty Vehicles
Unlimited Mileage & High-Tech Options for Up to 5500 Series Trucks
Covering trucks up to 15 model years and 200,000 miles, our medium duty program includes powertrain, premier, and deluxe coverage levels with optional lift kit, diesel, and hybrid support. These plans are ideal for service fleets, upfit utility trucks, or any vehicle that needs enhanced protection beyond traditional offerings.
Deluxe options eliminate per-component limits and include key systems such as air conditioning, suspension, steering, cooling, brakes, and high-end electronics. With robust roadside benefits and flexible pricing structures, this plan is perfect for dealerships seeking a mid-range commercial solution with powerful upsell potential.
Heavy Duty Vehicles
Deluxe Plans with Trade-In Based Limits for Class 8 & Over-the-Road Trucks
Built specifically for Class 7 and 8 vehicles, the Heavy Truck Protection Plan offers tiered options from Engine Only to Preferred and Deluxe. Deluxe coverage eliminates component-level caps and matches aggregate limits to trade-in value—ideal for long-term retention and maximum client peace of mind.
With available coverage up to 1,000,000 miles and nationwide repair facility support, these plans deliver unmatched value to fleets and independent operators alike. Add-on benefits like APU protection and rental truck reimbursement round out a program tailored to the real-world demands of professional drivers and long-haul routes.