Since 2003, Dealer Dynamics has provided our eFinanceDepartment Remote F&I Department to dealerships of all sizes and experience levels. Whether your dealership is looking to maximize the profit potential of every sale by utilizing our department full-time, for part-time fill-in or as additional support for any number of reasons, we are here to help.

As we navigate the current crisis or nation and industry faces, many highlights of our eFinanceDepartment program are even more beneficial to the current environment. Please take a moment to review the materials below to learn more.


Dealership Benefits

  • Maximize the sale of every vehicle by capturing previously unforeseen F&I profit dollars
  • Avoid burden of employing finance managers, maintaining legal compliance, and properly equipping a department
  • As your business and experience grows, transition from eFD to your own department with our support

Program Features & Highlights

  • Remote F&I service for both franchised and independent dealerships
  • Provides professional F&I managers, insures legal compliance, facilitates required equipment, and creates lender relationships
  • eFinanceDepartment employs a simple, effective process

Simple, Effective Process

  1. Upon the sale of a vehicle, the dealership submits the completed purchase contract & credit application to eFinanceDepartment.
  2. Based on the customer’s creditworthiness, our finance managers place the loan with the appropriate lender. The dealership is continuously made aware of progress.
  3. Once funding has been secured, the finance manager contacts the customer, explains the loan terms, and offers any additional insurance products.
  4. The finance manager notifies the dealership that the financing terms have been disclosed to the customer and the loan paperwork is ready for printing.
  5. The paperwork can be printed at the dealership for delivery or, alternatively, the customer can print the paperwork at home or have it mailed to them prior to delivery.
  6. Upon delivery at the dealership, the salesperson collects the paperwork and delivers the vehicle.
  7. The dealership then assigns and submits the loan documentation to the lender, who directly funds the dealership.

Why eFinanceDepartment?

As retail grosses slowly erode from the automotive landscape, F&I income becomes increasingly more vital to a dealership’s overall profitability. eFinanceDepartment maximizes the sale of every vehicle by capturing previously unforeseen F&I profit dollars without the complications typically associated with a traditional F&I office. By utilizing eFinanceDepartment, your dealership outsources your finance & insurance needs to experienced, professional finance managers who will maximize your dealership’s profitability on each and every deal. The simple process and easy to use software is designed to work at a dealership of any size and experience level.

eFinanceDepartment is a remote F&I service for both franchised and non-franchised automobile dealerships who are not reaching their full F&I potential. Oftentimes, these dealerships are faced with the difficulty of attracting experienced, professional finance managers, maintaining legal compliance with ever-changing state laws, properly equipping the department and locating lenders. Unfortunately, the creation of a finance department usually becomes impractical and cost prohibitive, leaving the dealership at a highly disadvantageous position in the marketplace.

eFinanceDepartment closes this gap between larger stores and our clients by providing professional F&I managers, legal compliance, required equipment and lender relationships in a simple and cost effective manner. Through the use of the Internet and our DigitalDashboard DMS software, eFinanceDepartment connects your dealership to a team of trained finance professionals who will work each of your deals with our extensive list of lenders. Upon approval of a deal, our finance managers will contact your customer, explain the terms of the loan, solicit any additional aftermarket products and finalize the transaction. Once completed, your dealership will be notified and the deal will be available for printing via the internet, which can be accomplished by any user with rudimentary computer skills.

eFinanceDepartment is a turnkey solution that, even within the first month, will provide your dealership with the financial impact of more dollars per delivery. Experience the power of more money today by contacting us today for a free, no obligation consultation by calling (855) 4MY-DYNAMICS or by emailing your request to info@dealerdynamics.com.

eFinanceDepartment Summary
By utilizing eFinanceDepartment, your dealership outsources your finance & insurance needs to experienced, professional finance managers who will maximize your dealership’s profitability on each every deal.
eFinanceDepartment OnDemand
A day off? Not from your profits! eFinanceDepartment has you covered on days off, sick days, personal days and vacation time.